Title Insurance


Please see the information related to Title Insurance below, we strongly recommend that you should insure your property with title insurance, Why? See Below.

If you wish to apply Title Insurance after reading below, please advise our office at least 3 days before settlement. Please note that after settlement premium goes up.

What is Title Insurance?

Title Insurance protects you against legal risks that can threaten the ownership of your property, or affect your right to occupy and use your land. These risks include:

  1. illegal building works
  2. boundary issues
  3. fraud and forgery against your certificate of title
  4. unpaid rates and taxes
  5. unregistered rights of way and easements
  6. adverse possession
  7. zoning non-compliance.
Why do I need Title Insurance?

Buyers

Title insurance covers a range of risks you are exposed to as a property buyer. There are two types of risk – those that are identified during the conveyancing process (known risks), and those that remain undiscovered during this process (unknown risks). Even the most thorough conveyancing process cannot discover all the potential risks against your property. That’s where title insurance comes in.

Owners

Even if you already own your home, your property is still exposed to unknown risks from issues such as encroachments, unregistered rights of way and easements, zoning non-compliance and the biggest risk of all – fraud and forgery.

Fraud, forgery and other criminal acts can affect your ownership of a property. For example, a third party could forge documents and use them to claim an interest in your land, or a land title authority could make an error that puts your home in jeopardy.

How much does it cost?

First Title’s insurance covers you with a one-off premium that varies depending on the type and value of the property. The policy is valid for the entire time you own the property and you’ll never be charged an excess, even in the event of a claim. The policy covers you whether you are purchasing the property or already own it. 

How to Apply:

Our team can arrange a title insurance policy to protect your biggest investment, just call us for a detailed discussion.

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    or Call Us: 03 9430 1120

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